Blog – Page 33 – Finance Insight Daily

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Published On - January 26, 2018

Quick Funds Finder Credit Scores

How Do I Improve Credit?

Are you working on getting a higher credit score? There are a few simple steps you can follow to get your credit score off the ground and headed in the right direction. Start by seeing what the 3 major credit bureau have on file for you. Even minor stuff can affect your credit. Start paying [&hellip...

Published On - January 25, 2018

Quick Funds Finder Credit Cards

Is it a good idea to get a card for bad credit?

Is it a good idea to get a card for bad credit? One of the fastest ways to build credit if it’s in the dumps is to get a credit card. Go with a card that’s designed for people who specifically need to build their credit. There are tons of options out there. Go with […]...

Published On - January 23, 2018

Quick Funds Finder Credit Scores

Pros and Cons of Credit Cards For Bad Credit

There are pros and cons of getting a credit card with bad credit. Most people only think about the high interest rates that come with it , but there are others. One of the pros of having a credit card with bad credit is that you can rebuild your credit. You can also enjoy some […]...

Published On - January 21, 2018

Quick Funds Finder Credit Scores

Range of Credit Scores From Bad To Good

If you’ve ever wondered about your credit score and what it means, you’re in luck. Here is a list of the various credit scores and what they mean on the scale from poor to exceptional. If your FICO score is exceptional, that means it is between 800 – 850. A very good score is between […...

Published On - January 20, 2018

Quick Funds Finder Credit Cards

Does Credit Card Debt Ever Expire?

Does Credit Card Debt Ever Expire? The short answer to that is no. Credit card debt doesn’t expire. Even if you are past the time frame where you can be sued, it doesn’t mean the debt has disappeared. As long as you own the money, debt collectors can come after you seeking payment....

Published On - January 19, 2018

Quick Funds Finder Loans

How to Stop a Creditor From Contacting Me

According to the Fair Debt Collections Practices Act, if it’s past the statute of limitations for a creditor to contact you, you can send a follow up letter requesting that they no longer contact you. You may still owe the money and it doesn’t mean the debt goes away. It just means that you can ...

Published On - January 19, 2018

Quick Funds Finder Credit Scores, Loans

How a Debt Management Plan Can Reduce Interest Rates

Although not new, debt management plans are becoming increasingly popular. For years, credit counseling agencies have worked with creditors to help reduce interest rates and stop any over-the-limit and which may be accruing on a credit card account. Here some of the benefits of a debt management pla...

Published On - January 18, 2018

Quick Funds Finder Loans

Downsides of Using a Debt Management Plan

Debt management plans are used by credit counseling agencies to help you get back on track with your credit. Although there are plenty of perks such as they will act as your middleman and your score will increase over time, there are some downsides to this too. For instance…your credit score likel...

Published On - January 17, 2018

Quick Funds Finder Credit Cards

What’s a Balance Transfer?

If you have credit that’s in good standing and you want to get a leg up on paying down some debt, try a balance transfer. If you can transfer your high interest debts from an old card to a card that’s got a 0 percent APR introductory period, you’ll save yourself a lot of money […]...

Published On - January 16, 2018

Quick Funds Finder Credit Cards

Mistakes People Make With Credit Card Balance Transfers

There are 2 big mistakes people make when doing a balance transfer: 1 – They don’t leave the old card open. Just because you moved the balance to a new card doesn’t mean you close the old card. You want to keep that card open so it helps to reduce your credit utilization – which […]...

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Latest Posts

How Do I Improve Credit?

Is it a good idea to get a card for bad credit?

Pros and Cons of Credit Cards For Bad Credit

Range of Credit Scores From Bad To Good

Does Credit Card Debt Ever Expire?

How to Stop a Creditor From Contacting Me

How a Debt Management Plan Can Reduce Interest Rates

Downsides of Using a Debt Management Plan

What’s a Balance Transfer?

Mistakes People Make With Credit Card Balance Transfers

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